Understanding Florida's No-Fault Auto Insurance
As a car accident victim in Florida, you should be covered through medical payments coverage from an automobile insurance policy. "Med pay," as this type of insurance is often called, has two main advantages:
- It pays the medical bills as soon as they are submitted by your doctor.
- It pays them without regard to who was responsible for causing the accident.
This means you do not have to wait for a determination of how the accident happened and avoid the risk of having to pay the bills yourself if the outcome of your personal injury claim should be unfavorable. Med pay is often the only way to ensure you receive the treatment you need.
When it comes to financing your auto accident injury treatment, it doesn’t matter who was at fault.
In the state of Florida, you may be entitled to a minimum of $10,000 in personal injury protection benefits and lost wages regardless of who was at fault in your car wreck, but you need to understand the time limits, treatment options, and refuting practices to make sure you get all of your benefits.